The Roofing Certificate form is a document that allows homeowners in Texas to certify that their roofing installation meets specific standards, potentially qualifying them for a reduction in their residential insurance premiums. This certification is intended solely for the benefit of property owners and does not imply any warranty from the roofing company or manufacturer. Homeowners can take advantage of this opportunity by filling out the form, which is available below.
The Roofing Certificate form serves as an essential tool for homeowners in Texas seeking to reduce their residential insurance premiums. This form is specifically designed to certify that a qualified roofing company has installed a roof covering that meets certain impact resistance standards. Homeowners benefit from this certification, as it can lead to a decrease in their insurance costs, making it a valuable financial incentive. The form requires detailed information, including the name and contact details of the roofing company, the specific classification of the roof covering installed, and the date of installation. Additionally, it mandates that the roofing company’s authorized representative attests to the compliance of the roofing materials with Underwriters’ Laboratory Standard 2218. This ensures that the products used are not only effective but also properly labeled, providing transparency and assurance to homeowners. Importantly, the form emphasizes that it is not a warranty from the manufacturer or installer, but rather a certification aimed at facilitating insurance premium reductions. Homeowners must keep a copy of the completed form, while another copy is submitted to the insurance company. It’s crucial to note that any intentional misrepresentation on this form could be considered fraud, underscoring the importance of accuracy in its completion.
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NOTICE TO HOMEOWNER: Completion of this certificate will entitle you to a credit on your residential insurance premium. This form is solely for the purpose of enabling residential property owners to obtain a credit on their residential insurance premium and it is not to be construed as any type of express or implied warranty by the manufacturer, supplier or installer.
Roofing Installation Certification
Name of Roofing Company
Street Address
City, State, Zip
PhoneLicense # (if any)
Address of Residence (Installer must complete the following information before signing form.)
Name of Owner
Home Phone
Address
Work Phone
I,
, an authorized representative of
Print Name of Representative
, do hereby certify that
Print Name of Roofing Company
I have installed in accordance with the manufacturer's specifications on the above described residence a roof covering listed as complying with Underwriters' Laboratory Standard 2218, Impact Standard for Impact Resistance of Prepared Roof Covering Materials with an impact resistance classification of:
Class 1
Class 2
Class 3
Class 4
Manufacturer's Name
Brand Name
Year Manufactured
Date of Installation
The roof covering installed on this residence meets one of the following requirements:
The roof covering product packaging indicates the U.L. Classification under U.L. Standard 2218, the manufacturer's name, the date of manufacture, and the brand name. A label from the packaging has been supplied to the owner of the residence; or
The metal roof covering is 26 gauge or thicker material, and is installed over solid underlayment.
Original Signature of Roofing Company's Authorized Representative
Date
Policyholder's Signature
One copy for Insurance Company
Second Copy to Policyholder
OFB 8350 09-12
Once you have gathered all necessary information, you can begin filling out the Roofing Certificate form. This form is essential for homeowners seeking a reduction in their residential insurance premiums. Ensure that all details are accurate and complete, as any discrepancies could affect your eligibility for the discount.
After completing the form, retain one copy for your records and send another copy to your insurance company. It’s important to keep the documentation safe, as it may be needed for future reference.
The Roofing Certificate form is designed to help residential property owners qualify for a reduction in their insurance premiums. By completing this form, homeowners can demonstrate that their roof meets specific standards, which may lead to lower insurance costs.
The form must be completed by an authorized representative of the roofing company that installed the roof. Homeowners will also need to provide their information, including the address of the residence and contact details.
The Roofing Certificate form requires several key pieces of information:
The form references Underwriters’ Laboratory Standard 2218, which classifies roofing materials based on their impact resistance. The classifications include:
Class 4 indicates the highest level of impact resistance.
Homeowners should verify that the roofing materials used meet the impact resistance standards outlined in the form. Additionally, they should ensure that the roofing company provides proper labeling and documentation as required.
Once completed, the Roofing Certificate form should be distributed as follows:
Any intentional misrepresentation on the form is considered fraud. This can have serious legal consequences, including potential penalties or denial of insurance claims.
Typically, there is no fee specifically for completing the Roofing Certificate form. However, homeowners should be aware that there may be costs associated with the roofing installation itself, which can vary depending on the contractor and materials used.
Homeowners can reach the Texas Department of Insurance by calling 512-305-6711 or by visiting their website at www.tdi.texas.gov for additional resources and information regarding the Roofing Certificate form.
Filling out the Roofing Certificate form is an important step for homeowners seeking a reduction in their residential insurance premiums. However, mistakes can easily occur during this process. Here are seven common errors to avoid:
Leaving out essential details, such as the roofing company's name or the homeowner's address, can lead to delays or rejection of the form.
Providing an incorrect or outdated license number for the roofing company can raise questions about the validity of the installation.
Neglecting to have the authorized representative sign the form can render it invalid. Signatures are crucial for certification.
Not indicating the correct U.L. classification for the roof covering can lead to confusion and may affect the premium reduction.
Entering the wrong date can create discrepancies in records, which may complicate the insurance process.
Failing to include the required labels from the roofing product packaging can invalidate the certification. Labels must clearly show the U.L. classification and manufacturer details.
Overlooking specific instructions outlined in the form can lead to misinterpretation and incomplete submissions.
Being mindful of these common mistakes can help ensure a smoother experience when submitting the Roofing Certificate form. Taking the time to double-check all information can save you from potential headaches down the line.
When dealing with roofing installations and the associated insurance benefits, several important documents often accompany the Roofing Certificate form. Each of these documents plays a vital role in ensuring that homeowners can access the benefits they are entitled to while also providing necessary information to insurance companies and regulatory bodies. Below is a list of these documents along with brief descriptions of their purposes.
Understanding these documents can significantly ease the process of obtaining insurance benefits related to roofing work. Homeowners are encouraged to keep copies of all relevant paperwork for their records, as this can facilitate smoother interactions with insurance providers and ensure compliance with local regulations.
The Roofing Certificate form shares similarities with the Home Inspection Report, which is often used by buyers and sellers in real estate transactions. This report provides an overview of the condition of a home, including the roof. Like the Roofing Certificate, it can influence insurance premiums and overall property value. Both documents require detailed information about the property and the work done, ensuring that homeowners have the necessary documentation to support their claims or negotiations.
Another document akin to the Roofing Certificate is the Certificate of Insurance. This certificate verifies that a contractor has insurance coverage, which protects homeowners from potential liabilities during a roofing project. Both documents require specific details about the contractor and the work performed. They serve as proof of compliance with industry standards and help homeowners feel secure in their investment.
The Warranty Certificate is also similar in nature, as it guarantees the quality of materials and workmanship for a specified period. Homeowners receive this document after installation, just as they do with the Roofing Certificate. Both documents aim to provide assurance to homeowners regarding the durability and reliability of their roofing systems, ultimately impacting insurance premiums.
The Building Permit serves a similar purpose by ensuring that any construction or renovation meets local codes and regulations. This document is issued by the local government and confirms that the roofing work has been approved. Like the Roofing Certificate, it serves as a form of validation that the work was completed according to established standards, which can be beneficial when seeking insurance discounts.
In addition, the Final Inspection Report is comparable to the Roofing Certificate. This report is issued after a building inspector evaluates the completed roofing work. It confirms that the installation meets all safety and quality standards. Both documents provide evidence that the roofing installation has been performed correctly, which can help homeowners secure better insurance rates.
The Energy Efficiency Certificate is another related document, especially for roofs designed to improve energy efficiency. This certificate indicates that the roofing materials and installation meet certain energy standards. Like the Roofing Certificate, it can lead to reduced insurance premiums as well as energy savings for the homeowner, making it a valuable asset.
The Contractor's License is also relevant, as it verifies that the roofing company is legally authorized to perform work in the area. Homeowners often request this document alongside the Roofing Certificate to ensure that they are hiring a qualified professional. Both documents provide a level of assurance about the legitimacy and expertise of the contractor, which can impact insurance considerations.
The Manufacturer's Certification is similar as it confirms that the roofing materials used comply with specific standards set by the manufacturer. This document provides additional proof of quality, much like the Roofing Certificate, which ensures that the installation meets manufacturer specifications. Homeowners benefit from having both documents as they can substantiate claims regarding the quality of materials used in their roofing project.
Lastly, the Proof of Compliance form is comparable to the Roofing Certificate. This form is often used to demonstrate that the roofing installation adheres to local building codes and regulations. Both documents serve as verification that the work has been completed correctly and in accordance with applicable standards, which can help homeowners in discussions with insurance providers.
When filling out the Roofing Certificate form, it is important to follow specific guidelines to ensure accuracy and compliance. Here are five things you should and shouldn't do:
Misconceptions about the Roofing Certificate form can lead to confusion among homeowners. Here are some common misunderstandings:
When filling out the Roofing Certificate form, keep these key takeaways in mind:
Remember, any false information provided on this form can be considered fraud.
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